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Exploring the tranquil waters of Lake of the Ozarks on a boat can be a refreshing and enjoyable experience. Boating offers a unique escape from the hustle and bustle of city life. Cruising along a river or enjoying the serenity of a lake are two popular options. However, amidst the beauty and relaxation lies the unfortunate reality of boating accidents, which can result in devastating injuries and emotional trauma. If you or your loved ones experience a boating accident at the Lake of the Ozarks area, seek immediate legal guidance to protect your rights and pursue fair compensation. The dedicated team of Deputy & Mizell, L.L.C.,  personal injury lawyers, can offer their expertise on boat accident liability at Lake of the Ozarks.

With a proven track record of success and a deep understanding of boating accident cases at the Lake of the Ozarks, we are ready to assist you in your time of need. We’re here to shed light on the invaluable ways in which our experienced personal injury lawyers can help navigate the aftermath of a boating accident.


How Common Are Boating Accidents Around Lake of the Ozarks?

boat accident liability Lake of the OzarksBoating accidents in Missouri, unfortunately, are not uncommon. The state’s abundant waterways, including rivers, lakes, and reservoirs, attract boating enthusiasts yearly. However, with increased boating activity comes an elevated risk of accidents and incidents on the water.

According to the U.S. Coast Guard’s annual boating accident statistics report, Missouri consistently ranks among the states with a significant number of reported boating accidents. Factors contributing to these accidents range from operator inexperience and excessive speed to hazardous weather conditions and alcohol impairment.

Boating accidents can occur on various types of watercraft, including speed boats, pontoon boats, cruisers, personal watercraft (pwc), and sailboats. They can involve collisions with other vessels, submerged objects, fixed structures, and incidents such as falls overboard, capsizing, or grounding.

While the exact frequency of boating accidents at Lake of the Ozarks may vary yearly, it is crucial to emphasize the potential risks associated with recreational boating. It is essential to stay informed about safety measures, understand navigational rules, and remain vigilant while on the water. This action will help to minimize accidents and ensure the well-being of all boaters.

We Handle All Types of Boat Accident Liability at Lake of the Ozarks

If you or someone you know is in a boating accident in the area of Lake of the Ozarks, it is vital to seek legal counsel promptly. Experienced personal injury lawyers, such as those at Deputy & Mizell, L.L.C., can provide valuable guidance and representation to protect your rights and pursue fair compensation for your injuries and damages.

Boating accidents can have severe physical, emotional, and financial consequences. Our team is participating in solutions by addressing boating accidents head-on and promoting safety awareness. Together we can enjoy Lake of the Ozarks recreational activities with minimal risks and enhanced protection.

What Causes Most Boating Accidents?

Lake of the Ozarks boat accident liability

Boating accidents can occur due to various factors, and it is vital to understand the common causes to promote safety and prevent future incidents on the water. While each accident is unique, several factors tend to contribute to the majority of boating accidents. The best way to avoid a boat accident is to understand why they happen.

Operator Inexperience: Inexperienced boaters who lack proper training and knowledge of boating rules and safety practices are more prone to accidents. Operating a watercraft requires skill and familiarity with navigation, weather conditions, and potential hazards.

Boating Under the Influence (BUI): Operating a boat while under the influence of alcohol or drugs is illegal and significantly increases the risk of accidents. Impaired judgment, slower reaction times, and compromised coordination can lead to collisions, capsizing, or falls overboard.

Excessive Speed: Operating a boat at high speeds beyond the safe limits for the water conditions and the vessel’s capabilities can lead to loss of control, collisions, and injuries. It is crucial to adhere to speed limits and adjust speed accordingly based on weather, visibility, and other factors.

Machinery Failure: Mechanical issues, such as engine failure or malfunctioning steering systems, can result in accidents. Regular maintenance, inspections, and prompt repairs are essential to ensure the proper functioning of the boat’s components.

Weather and Water Conditions: Adverse weather conditions, including high winds, storms, fog, or rough waters, can create hazardous boating conditions. Failing to take appropriate precautions and navigate safely in challenging situations can increase the risk of accidents.

Operator Inattention or Distraction: Talking or texting on mobile devices, engaging in activities that divert attention from operating the vessel. This excessive socializing can impair your ability to react to potential hazards.

Violation of Navigation Rules: Ignorance or disregard of navigation rules can lead to collisions and accidents. Understanding and following navigation rules, including right-of-way, passing, and signaling, are vital for safe boating.

Other variables can contribute to boating accidents, so a professional attorney should investigate the causes and contributing factors. Raising awareness about common causes of boating accidents can help reduce them. Promoting boater education and emphasizing responsible boating practices can lead to a safer experience.

How to Determine Liability In a Watercraft or Boating Accident

Negligent actions such as reckless operation, intoxication, distracted boating, or failure to maintain a proper lookout may contribute to liability. Determining liability in a boating accident involves a comprehensive assessment of the incident. Critical factors include: 

  • Evaluating relevant boating regulations
  • Navigating the rules to identify violations
  • Examining negligence and duty of care by assessing the behavior of those involved
  • Gathering relevant evidence from the accident scene 

Expert opinions, such as accident reconstruction specialists, can provide valuable insights. Consulting with our experienced personal injury lawyers specializing in boating accidents is highly recommended. We can guide you through the process, conduct a thorough investigation, and build a solid case. After we establish liability, we can advise you on seeking compensation.

What Are the Missouri Boating Laws?

In Missouri, boating laws and regulations exist to promote safety on the state’s waterways and protect boaters and the environment. Here are some fundamental boating laws and rules specific to Missouri:

  • Missouri law requires individuals born after January 1, 1984, to possess a boating safety education certification to operate a vessel on Missouri lakes. Obtaining this credential requires completing an approved boating safety course.
  • The minimum age to operate a motorized vessel alone is 14 years in Missouri, but only if they have the boating safety education certification. Children between the ages of 7 and 13 can operate a vessel if accompanied by a person at least 16 years old.
  • All vessels must have one U.S. Coast Guard-approved wearable PFD (life jacket) for each person on board. Children under the age of 7 must wear a PFD at all times while on board any vessel under 26 feet in length.
  • Operating a vessel with a blood alcohol concentration (BAC) of 0.08% or higher is considered boating under the influence and is illegal. Missouri law also prohibits the operation of a vessel under the influence of drugs.
  • Boaters must operate their vessels responsibly and non-recklessly. Actions such as excessive speed, swerving, or creating dangerous wakes that endanger other boaters or property are prohibited.
  • Boaters must follow the rules of navigation, which include maintaining a proper lookout, yielding right-of-way, and working lights and signals at night or when visibility is restricted. 
  • Missouri law requires boaters involved in accidents that result in death, injury, or property damage exceeding $2,000 to report the incident to the Missouri State Highway Patrol within 48 hours.

You can find a complete listing of Missouri’s boating laws and regulations in the Missouri Revised Statutes (Chapter 306) and the Missouri Code of State Regulations (Chapter 3). Compliance is crucial for all boaters’ safety and for preserving our waterways. Our liability attorneys regularly check for updates and stay informed about any changes or additions to the boating laws in the state.

How Long Do I Have to File a Boat Accident Lawsuit in the Lake of the Ozarks Area?

Lake of the Ozarks Boating AccidentsThe statute of limitations for personal injury claims arising from a boat accident in Missouri is five years. Every case is unique, and exceptions or particular events can affect the filing deadlines in boat accident lawsuits. Consulting with an attorney ensures compliance with specific time limitations and protects your rights.

Meeting with our experienced personal injury lawyers will ensure your rights are protected. Evidence can be preserved, and all possible lines of defense can be investigated. Being proactive will give you the best chances of compensation.

What to Do If You Witness a Boat Accident at Lake of the Ozarks

Suppose you witness a boat accident at the Lake of the Ozarks area. In that case, it’s essential to take prompt and appropriate action to ensure the safety of those involved and provide necessary assistance. Here are the steps you should consider taking:

Ensure Your Safety: Prioritize your safety and the safety of others around you. If you are on the water, maintain a safe distance from the accident scene to avoid potential hazards or further collisions.

Call for Help: Immediately contact emergency services by dialing 911 and provide them with accurate information about the location and nature of the boat accident. Be prepared to provide details such as the number of vessels involved, injuries, and visible hazards.

Preserve Evidence: Gather information and evidence related to the accident if it is safe. This proof may include taking photographs or videos of the accident scene, noting the time and location, and capturing relevant details that could assist investigators or authorities later.

Provide Assistance: If it is safe and you are capable, offer assistance to individuals involved in the accident. Follow any basic first aid principles to help injured parties until professional medical help arrives. If necessary, try to keep injured individuals calm and reassured.

Stay as a Witness: Remain at the scene until authorities or law enforcement officials arrive. Provide your contact information to the responding officers, as they may need to contact you for additional information or as a witness for the investigation.

Cooperate with Authorities: Answer questions truthfully and provide accurate details to investigators about what you witnessed. Your account of the incident may help determine the cause of the accident and any liability involved.

Prioritize Your Safety Then the Safety of Others

Remember, keeping yourself safe and leaving the actual rescue and medical treatment to trained professionals is essential. Your role as a witness is to assist by providing relevant information and supporting the investigation process.

Witnessing a boat accident can be a distressing experience, so take care of yourself emotionally. Contact friends, family, or support networks if you need to talk about the incident or seek emotional support. By acting promptly and suitably, you can assist authorities in establishing cause and minimizing future occurrences.

How Sharing Responsibility for a Boat Accident Impacts Compensation

Boating AccidentsWhen determining compensation for a boat accident, the issue of shared blame or comparative negligence can significantly impact the final settlement or judgment. Comparative negligence is the legal principle that assigns responsibility based on the degrees of fault. In jurisdictions that follow a comparative negligence system, such as Missouri, compensation lessons are based on the percentage of fault for the accident. For example, if the injured party is 20% at fault and the other party is 80% at fault, the financial compensation may be reduced by 20%. This system accounts for the injured party’s contribution to the accident.

Make Certain You Have an Advocate in Your Corner

Individuals involved in boat accidents must seek legal representation from experienced personal injury lawyers. At Deputy & Mizell, we have experience monetizing pain and suffering and can navigate the complexities of shared blame and comparative negligence. Our skilled attorneys will gather evidence and advocate to minimize fault and maximize compensation.

The concept of shared blame in watercraft accidents underscores the importance of thorough investigation and gathering evidence to determine each party’s level of responsibility. This proof may involve reviewing eyewitness accounts, examining reports, assessing maintenance records, or consulting accident reconstruction experts. The goal is to clearly understand how the accident occurred and determine the proportionate fault of each party involved.

Meet Our Expert Attorneys for Boating and Watercraft Injury Claims

From investigating the incident to building a compelling case and advocating for your rights, Deputy & Mizell, L.L.C. is committed to securing the justice and compensation you deserve. Our compassionate and skilled attorneys recognize the unique challenges of boating accident claims. We have the knowledge and resources to guide you through every step of the legal process.

Understanding the timeframe for filing a boat accident lawsuit in the Lake of the Ozarks area and taking swift action will help you navigate the legal process effectively and increase your chances of securing the compensation you deserve.

Don’t face the aftermath of a boating accident alone. Deputy & Mizell, L.L.C., personal injury lawyers, can help rebuild your life and secure a brighter future after a boating accident in Camdenton, Lebanon, and other areas around the Lake of the Ozarks, MO. Schedule your free consultation today.