If you are considering filing for Social Security benefits, you may have questions about the process. Filing for Social Security can be complicated and time-consuming, so it is vital to understand the process and know what questions to ask. Deputy & Mizell’s Social Security attorneys in Camdenton and Lebanon, MO, have experienced Social Security lawyers to help you understand the application process and potential benefits.
Below are some of the applicants’ most common questions when filing for Social Security benefits:
1. How do I qualify for Social Security benefits?
You must accumulate at least 40 “credits” to qualify for retirement benefits. You can earn up to four credits per year based on your annual income.
2. When can I start receiving Social Security benefits?
You can start receiving reduced benefits as early as age 62. However, you’ll receive your full benefit amount if you wait until your full retirement age (66 or 67, depending on when you were born).
3. Can I work while receiving Social Security benefits?
Yes, but your benefits might be temporarily reduced if you’re below your full retirement age and earn more than certain limits.
4. What happens to my Social Security benefits when I die?
In most cases, your Social Security benefits end when you die. However, based on your earnings record, your surviving spouse or children could be eligible for survivor benefits.
5. How is my Social Security benefit calculated?
The Social Security Administration calculates your benefit amount based on your lifetime earnings, adjusted for inflation. Higher earners will receive higher benefits.
6. Can I receive Social Security benefits based on my ex-spouse’s earnings record?
Yes, under certain conditions. You must have been married for at least 10 years, be currently unmarried, and be at least 62 years old.
7. How do I apply for Social Security benefits?
Learn more about the application process. At Deputy & Mizell, our experienced Social Security attorneys in Camdenton and Lebanon, MO, can help you navigate the application process for Social Security benefits and ensure you get the benefits you’re entitled to.
8. Can Social Security benefits be taxed?
The amount of your taxable Social Security benefits depends on your income. If you have other sources of income in addition to Social Security, some or all of your benefits may be taxable. Up to 85% of your Social Security benefits may be taxable.
9. What is Social Security Disability Insurance (SSDI)?
SSDI benefits people who have worked long enough and paid Social Security taxes but can’t work due to a medical condition expected to last at least one year or result in death.
10. What is Supplemental Security Income (SSI)?
SSI is a federal program designed to supplement income for people who are blind, disabled, or 65 and older with limited income and resources.
11. If my Social Security Disability or SSI Claim gets denied, what do I do?
You have the right to appeal the decision. Deputy & Mizell’s Social Security attorneys in Camdenton and Lebanon, MO, can help you appeal your claim and get the benefits you’re entitled to.
How Our Social Security Attorneys in Camdenton and Lebanon, MO, Can Help
If you have any further questions about Social Security, contact Deputy & Mizell—your local Social Security attorneys in Camdenton and Lebanon, MO. Our law firm can answer your questions and help you make the best decisions for your situation. We know the application process and how to maximize your MO Social Security benefits.
Contact us today to learn more about Deputy & Mizell’s Social Security law firm!