You may have heard the term Social Security Income thrown around once or twice and just assumed it was the same thing as Social Security Disability. The reality they are actually quite different. Both come into play for very different situations. Our Social Security Disability Attorneys at the Lake of the Ozarks are here to explain the difference so that you know what to apply for when it comes to your SPECIFIC situation, in this week’s blog. If you have any questions, please do not hesitate to give us a call. We can be reached at our Camdenton office at 573-346-9990. Call today for your consultation. The first one is FREE. Remember, if your claim gets turned DOWN, call Derek BROWN at Deputy and Mizell.
Social Security Disability (SSDI) VS. Social Security Income (SSI)
Claimants are often confused about the difference between Social Security Disability (SSDI) and Supplemental Security Income (SSI). While both SSI and SSDI disability programs offer cash benefits for disabled individuals, the financial eligibility requirements are very different.
Social Security Disability (SSD)
Social Security Disability is available to individuals who accumulated enough work credits. Generally speaking, you need 40 work credits with 20 of those credits earned in the last 10 years and ending with the year you became disabled. If you have worked 5 out of the last 10 years, you likely have enough work credits to qualify for disability benefits, however, there are exceptions.
Who gets Social Security Disability?
Essentially, Social Security Disability is meant for people who can’t work as much as they’d like to, due to a disability. Disabilities are NOT all physical in nature. They may also be mental disabilities. Someone with clinical depression could just as likely qualify for Social Security Disability as someone with a broken leg.
Supplemental Security Income (SSI)
Supplemental Security Income is a strictly need-based program and is available to disabled individuals who have never worked, who are making under the income limit for SSI or have not earned enough work credits.
Who gets Supplemental Security Income?
As explained above, SSI is meant for people who have never worked or make under the limit. This could mean someone who has a major disability that has prevented them from EVER working or someone who just has a very low paying job with a salary that can’t realistically support them.
Was Your Social Security Disability Claim Denied?
If so, first off, don’t give up. Second, call Deputy and Mizell and speak with an experienced Social Security Disability in Mid-Missouri. Speaking with someone who has been through this process MANY times can truly benefit you. One denial doesn’t necessarily mean there’s no hope. You should know approximately only 30 percent of Social Security disability applications are approved at the first stage. Give us a call today at the Camdenton office phone number listed below to get more information on this process. Your first consultation is free, so get all of the questions you’ve been meaning to ask answered!
Contact Deputy & Mizell, LLC to schedule your private (FREE) consultation today.
Representing Clients Across the Lake of the Ozarks Region