Workers’ Compensation Attorney Camdenton and Lebanon, MO
If you suffered from an injury at work in the Lake of the Ozarks or surrounding areas, you probably have questions about workers’ compensation claims. Who is going to pay for my medical bills? What is going to be done about my lost wages? These are legitimate questions that deserve serious consideration. At the law firm of Deputy & Mizell, L.L.C., our experienced workers’ compensation attorneys in Camdenton and Lebanon, MO, represent clients throughout the Lake of the Ozarks area. We can help ensure that your interests remain protected.
Contact us today to schedule a free initial consultation and discuss your case with one of our workers’ comp experts!SCHEDULE A FREE CONSULTATION
How Our Workers’ Compensation Lawyers in Camdenton and Lebanon, MO, Can Help
It’s frustrating to be told your workers’ compensation claim has been denied when you know it has merit. Our Missouri workers’s comp lawyers are prepared to answer any questions. We’ll help you file your initial request for benefits and guide you through the appeals process.
Our attorneys have represented employees in all types of work injury claims, including:
- Work-related auto accidents
- Workplace slip-and-fall accidents
- Workplace explosions and fires
- Chemical exposure
- Illnesses caused by exposure to chemicals
- Carpal tunnel syndrome and other repetitive stress injuries
- Back and neck injuries
- Permanent partial or total disability claims
- Fatal workplace injuries
Is Workers’ Comp Required in Missouri?
Employers with five or more employees are legally required to have workers’ compensation insurance or be self-insured. An exception to this is that almost all construction companies are required to have workers’ comp insurance if they have one or more employees. This applies to all employers, regardless of whether the workers are part-time/casual laborers, full-time, or family members. However, Missouri businesses at the federal level, such as post offices, railroads, or anything that involves boats or water, do not need to offer coverage.
Other exceptions to Missouri’s workers’ compensation law include:
- Agricultural workers
- Domestic workers (such as babysitters or housekeepers)
- Qualified real estate agents
- Direct sellers
- Independent contractors
- Occasional labor performed for or related to a private household
Additionally, sole proprietors and partnership members are only covered if they elect to be with their insurer.
How To Report a Workplace Injury
If you have been involved in a workplace accident, you must report your workplace injury to your employer within 30 days. Prompt reporting of your injury or occupational disease immediately ensures you receive workers’ compensation benefits.
Your notice to your employer should be in writing and include the following:
- Your name and your injury
- The date, time, and place where the injury occurred
- Confirm that your employer or insurer will file a report to the Missouri Workers’ Compensation Division within 30 days of your notice
- Verify your report was filed by calling the Missouri Workers’ Compensation Division at 800-775-2667
Missouri Workers’ Comp Explained
The Missouri workers’ compensation system is like a compromise between employees and employers, allowing workers to get benefits regardless of who was at fault. In return, employers get protection from most lawsuits. However, after a workplace accident, employers and their insurance companies may try to make obtaining workers’ compensation benefits difficult. They may attempt to argue that the injury was not work-related, and the insurance company may deny a legitimate claim solely to protect its bottom line.
Which Situation Qualifies for Workers Compensation Coverage?
Workers’ compensation laws do not protect employers from ALL lawsuits. As an employee, you may sue your employer in civil court if:
- You did not receive the workers’ compensation benefits you were entitled to
- Your employer or a coworker intentionally caused you harm
- You were fired for filing a workers’ comp claim
At Deputy & Mizell, we provide the best legal representation of work injury claims across Missouri and ensure you get the compensation you deserve. Employees are often unaware of workers’ compensation laws and do not know their rights. Our experienced workers’ compensation attorneys in Camdenton and Lebanon know these issues can be complex and confusing, and we are here to help.
What Are Workers’ Compensation Benefits in Missouri?
Workers’ compensation benefits cover your expenses if you are harmed while performing job-related duties. This includes injuries while traveling on business, running an office errand, or during a work-related social function. Injuries that develop over time, such as strain or stress injuries from repetitive physical tasks, are also covered. Illnesses covered by workers’ comp include diseases resulting from workplace conditions, such as lung disease or cancer from exposure to toxic chemicals.
Expenses employees can recover include the following:
- Lost wages
- Medical care expenses such as emergency room and hospital visits
- Drug prescriptions
- Required surgeries
- Ongoing treatment
- Rehabilitation and retraining
- Short and long-term disability payments
If an employee is killed in a work-related accident, their family may be entitled to workers’ comp death benefits, including funeral and burial expenses.
Discuss Your Claim With an Experienced Workers’ Compensation Attorney in Camdenton and Lebanon, MO
Your Camdenton and Lebanon, Missouri Workers’ Compensation Questions Answered!
We have experience handling all types of workers’ compensation cases. Our personal injury attorneys understand how the system works and know what it takes to obtain a favorable outcome. Our knowledgeable attorneys serve clients in the Lake of the Ozarks region and throughout Missouri.
You can reach a Deputy & Mizell workers’ compensation attorney at one of our two offices in Camdenton or Lebanon, MO. Call 417-344-8055 or toll-free at 1-877-393-5518 today to schedule your free initial consultation.CONTACT US | SCHEDULE A FREE CONSULTATION