When you get into a car accident, it can be one of the scariest moments in your life. You don’t know how it’s going to turn out and if family members were in the car with you, you’re concerned about those you love most, it’s a tough time. It is Missouri Law that you must have car insurance on the car you purchase. Have you ever thought about what your policy will actually do for you in tough times like this. Many people have had to haggle with insurance companies after they have already suffered through a car accident and our personal injury attorneys at the Lake of the Ozarks are here to help prevent that from happening. Keep reading this week’s blog for a few legal points of concern when it comes to your car insurance.
MAKING SURE YOUR CAR IS COVERED EVEN WHEN YOU’RE NOT THE ONE DRIVING IT.
Different insurance companies handle their policies differently. Some companies may offer coverage for your vehicle no matter who is driving, whereas others may only offer coverage if you, your spouse, or other appointed drivers are behind the wheel. Find out how your provider handles this issue to determine whether or not it will be a good fit for your lifestyle. While you’re on the topic, don’t forget to ask whether or not you will be covered if you are driving a friend’s car or a rental car.
ENSURING THAT YOUR CAR GETS REPAIRED TOO.
What many people fail to realize is that liability coverage only pays for the repairs to other vehicles – not their own. In order to ensure that you won’t be responsible for covering the cost of repairs for your own vehicle, you will want to be sure you have adequate collision coverage as well as liability coverage.
HAVING COVERAGE FOR THE WORST POSSIBLE SITUATION.
Every state has required minimum liability coverage, but this minimum requirement is often not enough to cover all of the costs associated with an accident. Your provider should be able to recommend the right amount of liability coverage for your situation.
Injured In A Car Accident?
If you or someone you love has been injured in a car accident, please call our Missouri personal injury attorneys today. Your first consultation is free and we want to help. We can be reached at the phone numbers listed below. Don’t ever go through a legal battle such as fighting for the compensation for your injuries you sustained in a car accident that wasn’t your fault on your own. The Lake of the Ozarks auto accident attorneys at the law firm of Deputy & Mizell, L.L.C., have successfully represented victims in a wide array of complex injury claims. Our extensive background in these cases has given us valuable insight into insurance company tactics and allowed us to develop effective strategies to protect our clients’ interests. Call Deputy and Mizell today!
Contact Deputy & Mizell, LLC to schedule your private (FREE) consultation today.
Representing Clients Across the Lake of the Ozarks Region