How To Determine Who Pays For The Repairs in a Car Accident

No one ever sees it coming, but car accidents DO happen. Some are worse than others. Some may be so bad that people get hurt. It is so tragic when this occurs. Amongst all the craziness, you may wonder, who actually is going to pay for these damages to your car? Our auto accident attorneys in Camdenton and Lebanon are here to talk about who actually ends up paying for the repairs in a car accident and how that is determined, in this week’s blog. If you’ve been in a car accident and are struggling to get the compensation you deserve for your injuries, call Deputy and Mizell today. We can be reached at 417-532-2191. Your first consultation is free.

How To Determine Who Pays For The Repairs in a Car Accident

When it comes to figuring out who has to pay for the damages, it really depends on the situation. Here are a few examples:

The individual (or insurance company) responsible for covering the expenses associated with a car accident will depend on a variety of different factors, such as which driver was at-fault and whether or not the at-fault driver has insurance. Though driving without insurance is a crime, there are a surprising number of drivers out on the road who do not have insurance – or, if they do have insurance, their coverage is not sufficient enough to cover the damages from an accident.

The police will determine who is at-fault for ticketing purposes, but the insurance companies will make their own judgments. While they will take the police report into account, their decision may ultimately be different than that of the police. Here are a few general rules governing who pays for the damages in different scenarios:

If the driver who caused the accident does not have insurance (or if their coverage is not adequate), the other insurance should cover the damages under their uninsured motorist policy.
If neither driver has insurance, both drivers will typically be responsible for covering their own costs out-of-pocket.
If the driver who caused the accident has insurance (and their insurance company agrees that they were at-fault), their insurance company should pay for the damages.

Have You Or Someone You Love Been Injured In A Car Accident?

If so, call our experienced personal injury attorneys in Lebanon today. We can help you win your case and get the compensation you deserve for your injuries and other damages. Car accidents are scary and you shouldn’t have to go through the pursuit of compensation process alone, we are here for you. Call Deputy and Mizell today. We can be reached at the Lebanon phone number listed below. You can also follow us on our social media channels to stay up to date on our latest legal tips. Remember, no matter what type of legal issue you are facing, the quality of your legal representation can have a direct impact on the quality of your result.