How Do I Know If I Have a Workers’ Comp Claim?

Workers Compensation Insurance provides financial help to those who have been injured on the job. However, it is not always that simple. There are people who have struggled to get the workers’ comp claims approved for a number of reasons. We here at Deputy and Mizell say, don’t struggle and call a workers’ comp lawyer at the Lake of the Ozarks you can count on. We can be reached at 417-532-2191 for your free consultation. But, how do you know if you have a viable workers’ comp claim at the Lake of the Ozarks? While we recommend if you are ever in question, you should contact an experienced workers’ comp lawyer in Camden County immediately, but here are a few questions to ask yourself to determine if you have a workers’ comp claim.

Did your injury occur recently?

  • The statute of limitations places strict deadlines on the number of time employees have to file workers’ compensation claims.
  • Once the statute of limitations expires for a specific accident or injury, any claims pertaining to this situation will be automatically considered invalid.
  • The clock generally begins ticking the moment the injury occurred OR the moment it should have been discovered.
  • This is relatively straightforward for accidents (such as falling off of ladders) but can be much more vague for chronic conditions that developed over time (such as carpal tunnel).

Did you miss time at work due to your injury?

Workman’s comp claims reimburse injured employees for the medical bills they incurred as a result of their accident. However, workers’ compensation claims frequently become more complicated as injured employees miss work while they recover from their accidents. In these situations, the financial compensation should be higher to account for the lost wages (and potentially the employee’s reduced future earning potential as well). If your injury was severe enough to cause you to miss time from work, chances are good that you could have the grounds for a workman’s comp claim.

Did your injury occur at work?

This is the most obvious – and most important – sign to look for. If your injury occurred on company property while you were working, you should be able to easily prove that your accident was directly related to your work.

Was your injury work related?

In some cases, the line between “at work” and “not at work” becomes blurred.

  • If your injury occurred off company premises but while you were on the clock, such as while you were making deliveries for your employer, you may still be able to receive compensation for your injuries.
  • These types of situations become a bit more technical and a bit more challenging, however, so you may wish to speak with a worker’s compensation attorney before taking action.

Did your injury result in medical bills?

Workers’ compensation is designed to compensate employees for the costs incurred from work-related injuries. If you sustained a minor injury but did not seek medical treatment for it, you won’t be eligible to receive any financial compensation.

If you answered yes to any one of these questions, it is possible that you have a viable workers’ comp claim at the Lake of the Ozarks. To know for sure, you should contact a workers’ comp lawyer in Camden County as soon as possible. We have experience handling all types of these cases. We understand how the system works, and we know how what it takes to help you obtain a favorable outcome. For your free consultation, call 417-532-2191 today.

 

Contact Deputy & Mizell, LLC to schedule your private (FREE) consultation today.

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